Banco De Chile Stock Analysis
| BCH Stock | USD 44.87 0.40 0.88% |
IPO Date 8th of January 2002 | 200 Day MA 33.0883 | 50 Day MA 40.1146 | Beta 0.113 |
Banco De Chile has over 14 Trillion in debt which may indicate that it relies heavily on debt financing. As of now, Banco De's Interest Debt Per Share is increasing as compared to previous years. The Banco De's current Long Term Debt To Capitalization is estimated to increase to 0.74, while Short and Long Term Debt Total is projected to decrease to under 7.6 T. With a high degree of financial leverage come high-interest payments, which usually reduce Banco De's Earnings Per Share (EPS).
Asset vs Debt
Equity vs Debt
Banco De's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Banco De's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Banco Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Banco De's stakeholders.
For many companies, including Banco De, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Banco De Chile, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Banco De's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book 3.3365 | Price Sales 6.438 | Shares Float 34.7 B | Wall Street Target Price 37.3314 | Earnings Share 2.74 |
Given that Banco De's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Banco De is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Banco De to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Banco De is said to be less leveraged. If creditors hold a majority of Banco De's assets, the Company is said to be highly leveraged.
The Banco De's current Total Stockholder Equity is estimated to increase to about 6.1 T, while Common Stock Total Equity is projected to decrease to under 1.5 T. . As of now, Banco De's Price To Operating Cash Flows Ratio is increasing as compared to previous years. The Banco De's current Price To Free Cash Flows Ratio is estimated to increase to 39.79, while Price To Sales Ratio is projected to decrease to 3.71. Banco De Chile is fairly valued with Real Value of 44.09 and Target Price of 37.33. The main objective of Banco De stock analysis is to determine its intrinsic value, which is an estimate of what Banco De Chile is worth, separate from its market price. There are two main types of Banco De's stock analysis: fundamental analysis and technical analysis.
The Banco De stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Banco De's ongoing operational relationships across important fundamental and technical indicators.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Banco De Chile. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services. Banco Stock Analysis Notes
The book value of the company was currently reported as 56.24. The company last dividend was issued on the 21st of March 2025. Banco De Chile had 3:1 split on the 23rd of November 2018. Banco de Chile, together with its subsidiaries, provides banking and financial products and services to customers in Chile. Banco de Chile was founded in 1893 and is headquartered in Santiago, Chile. Banco DE is traded on New York Stock Exchange in the United States. For more info on Banco De Chile please contact Hernan Salas at 56 22 637 1111 or go to https://bancochile.cl.Banco De Chile Investment Alerts
| Banco De Chile has a poor financial position based on the latest SEC disclosures | |
| Latest headline from seekingalpha.com: Banco de Chile reports Q4 results |
Banco Largest EPS Surprises
Earnings surprises can significantly impact Banco De's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2003-05-14 | 2003-03-31 | 0.09 | 0.1 | 0.01 | 11 | ||
2002-10-23 | 2002-09-30 | 0.06 | 0.05 | -0.01 | 16 | ||
2005-08-08 | 2005-06-30 | 0.2 | 0.22 | 0.02 | 10 |
Banco De Environmental, Social, and Governance (ESG) Scores
Banco De's ESG score is a quantitative measure that evaluates Banco De's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Banco De's operations that may have significant financial implications and affect Banco De's stock price as well as guide investors towards more socially responsible investments.
Banco Stock Institutional Investors
| Shares | Connor Clark & Lunn Inv Mgmt Ltd | 2025-06-30 | 336 K | Northern Trust Corp | 2025-06-30 | 316.5 K | State Street Corp | 2025-06-30 | 275.5 K | Cubist Systematic Strategies, Llc | 2025-06-30 | 197.9 K | Zurcher Kantonalbank | 2025-06-30 | 163.3 K | Goldman Sachs Group Inc | 2025-06-30 | 162.4 K | Truffle Hound Capital, Llc | 2025-06-30 | 150 K | Qube Research & Technologies | 2025-06-30 | 117.8 K | Robeco Institutional Asset Management Bv | 2025-06-30 | 113.5 K | Baillie Gifford & Co Limited. | 2025-06-30 | 3.6 M | Renaissance Technologies Corp | 2025-06-30 | 1.2 M |
Banco Market Capitalization
The company currently falls under 'Large-Cap' category with a total capitalization of 22.87 B.Banco Profitablity
The company has Net Profit Margin of 0.45 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.05 | 0.04 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.21 | 0.22 |
Management Efficiency
Banco De Chile has Return on Asset of 0.0224 % which means that on every $100 spent on assets, it made $0.0224 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2088 %, implying that it generated $0.2088 on every 100 dollars invested. Banco De's management efficiency ratios could be used to measure how well Banco De manages its routine affairs as well as how well it operates its assets and liabilities. The Banco De's current Return On Equity is estimated to increase to 0.22, while Return On Tangible Assets are projected to decrease to 0.01. As of now, Banco De's Intangible Assets are increasing as compared to previous years. The Banco De's current Earning Assets is estimated to increase to about 14.3 T, while Total Assets are projected to decrease to under 30.4 T.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 57.43 | 60.30 | |
| Tangible Book Value Per Share | 55.70 | 58.48 | |
| Enterprise Value Over EBITDA | 20.87 | 19.83 | |
| Price Book Value Ratio | 3.03 | 2.88 | |
| Enterprise Value Multiple | 20.87 | 19.83 | |
| Price Fair Value | 3.03 | 2.88 |
Banco De showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Technical Drivers
As of the 10th of February, Banco De shows the Downside Deviation of 1.93, risk adjusted performance of 0.2001, and Mean Deviation of 1.25. Banco De Chile technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Banco De Chile Price Movement Analysis
Illegal number of arguments. The output start index for this execution was zero with a total number of output elements of zero. The Weighted Moving Average calculates a weight for each value in Banco De price series with the more recent values given greater weights.
Banco De Outstanding Bonds
Banco De issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Banco De Chile uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Banco bonds can be classified according to their maturity, which is the date when Banco De Chile has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Banco De Predictive Daily Indicators
Banco De intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Banco De stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 44.87 | |||
| Day Typical Price | 44.87 | |||
| Price Action Indicator | (0.20) | |||
| Period Momentum Indicator | (0.40) |
Banco De Corporate Filings
6K | 3rd of February 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 29th of January 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 21st of January 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 15th of January 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 14th of January 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 12th of January 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 8th of January 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 28th of November 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
Banco De Forecast Models
Banco De's time-series forecasting models are one of many Banco De's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Banco De's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.Banco De Bond Ratings
Banco De Chile financial ratings play a critical role in determining how much Banco De have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Banco De's borrowing costs.| Piotroski F Score | 4 | Poor | View |
| Beneish M Score | (2.67) | Unlikely Manipulator | View |
Banco De Chile Debt to Cash Allocation
As Banco De Chile follows its natural business cycle, the capital allocation decisions will not magically go away. Banco De's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Banco De Chile has 14 T in debt with debt to equity (D/E) ratio of 10.64, demonstrating that the company may be unable to create cash to meet all of its financial commitments. That said, strategic use of leverage may enable Banco to fund expansion initiatives and generate superior returns. Banco De Total Assets Over Time
Banco De Assets Financed by Debt
The debt-to-assets ratio shows the degree to which Banco De uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.Banco De Debt Ratio | 18.0 |
Banco De Corporate Bonds Issued
Most Banco bonds can be classified according to their maturity, which is the date when Banco De Chile has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Banco Short Long Term Debt Total
Short Long Term Debt Total |
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About Banco Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Banco De prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Banco shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Banco De. By using and applying Banco Stock analysis, traders can create a robust methodology for identifying Banco entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.34 | 0.21 | |
| Operating Profit Margin | 0.34 | 0.21 | |
| Net Profit Margin | 0.27 | 0.18 | |
| Gross Profit Margin | 0.52 | 0.46 |
Current Banco Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Banco analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Banco analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Consensus | # of Analysts | |
| 37.33 | Buy | 11 | Odds |
Most Banco analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Banco stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Banco De Chile, talking to its executives and customers, or listening to Banco conference calls.
Banco Stock Analysis Indicators
Banco De Chile stock analysis indicators help investors evaluate how Banco De stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Banco De shares will generate the highest return on investment. By understating and applying Banco De stock analysis, traders can identify Banco De position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 4.5 T | |
| Common Stock Shares Outstanding | 505.1 M | |
| Total Stockholder Equity | 5.8 T | |
| Total Cashflows From Investing Activities | -1.8 T | |
| Quarterly Earnings Growth Y O Y | -0.109 | |
| Property Plant And Equipment Net | 258.7 B | |
| Cash | 2.6 T | |
| Net Debt | -1.5 T | |
| 50 Day M A | 40.1146 | |
| Total Current Liabilities | 22 T | |
| Other Operating Expenses | 2.8 T | |
| Non Current Assets Total | 54.1 T | |
| Forward Price Earnings | 15.625 | |
| Non Currrent Assets Other | 53.7 T |
Complementary Tools for Banco Stock analysis
When running Banco De's price analysis, check to measure Banco De's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banco De is operating at the current time. Most of Banco De's value examination focuses on studying past and present price action to predict the probability of Banco De's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banco De's price. Additionally, you may evaluate how the addition of Banco De to your portfolios can decrease your overall portfolio volatility.
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